# In the News: Zero-Paid Claims Are Rising — What Does It Mean for the Industry? We’re seeing a noticeable shift in personal lines: Claims without payment (CWP) have increased materially — in some cases 2–3x. --- # Caught between the Devil and the Deep Blue Sea P&C Specialist has an important article about how State Farm is intensifying its aggressive auto insurance pricing strategy which has lost tens... --- # When the workplace has no walls: Risk management must address the remote revolution It’s getting harder to tell where work ends and risk begins. A recent article from PropertyCasualty360 outlines how the post-COVID work environment... --- # State Farm finally turns the corner but faces a long-term problem P&C Specialist highlights State Farm’s recent return to profitability, marking a positive shift during an exceptionally strong year for the industry. However... --- # Where’s Progressive? P&C Specialist recently published a list of the most sued insurance companies in the United States. Several State Farm units lead the... --- # Connected Underwriting USA 2025 Excited to attend Connected Underwriting USA 2025 in Austin. “Hope to see you there for chat about risk selection and some... --- # How to think about AI progress Tyler Cowen of Marginal Revolution has a post talking about how to measure AI progress. He points out that focused applications can... --- # You can’t always price right Weak risk selection forces carriers to be pricing prophets. P&C Specialist reports on the amazing range of personal auto loss ratios being... --- # There are six critical points where excess insurance risk can be mitigated – but you must focus on them all Across the insurance policy cycle there are six crucial points where having a clear insight into the truthfulness and intentions of customers... --- # The digital market is here, you need digital armor to compete JD Power recently reported some surprising news: 47% of all auto policies are now transacted digitally, with another 17% through call centers... --- # Bundling isn’t a strategy P&C specialist reports that Personal Lines carriers are increasingly turning to product bundling strategies to defend their market share and margins. Bundling... --- # Tariffs are just one more uncertainty that insurers need to manage. But far from the biggest. The insurance industry is once again in a race against rising costs. The on again, off again trade posturing across the globe... ---