In the News: Zero-Paid Claims Are Rising — What Does It Mean for the Industry?

We’re seeing a noticeable shift in personal lines: Claims without payment (CWP) have increased materially — in some cases 2–3x.

Caught between the Devil and the Deep Blue Sea

P&C Specialist has an important article about how State Farm is intensifying its aggressive auto insurance pricing strategy which has lost tens...

When the workplace has no walls: Risk management must address the remote revolution

It’s getting harder to tell where work ends and risk begins. A recent article from PropertyCasualty360 outlines how the post-COVID work environment...

State Farm finally turns the corner but faces a long-term problem

P&C Specialist highlights State Farm’s recent return to profitability, marking a positive shift during an exceptionally strong year for the industry. However...

Where’s Progressive?

P&C Specialist recently published a list of the most sued insurance companies in the United States. Several State Farm units lead the...

Connected Underwriting USA 2025

Excited to attend Connected Underwriting USA 2025 in Austin. “Hope to see you there for chat about risk selection and some...

How to think about AI progress

Tyler Cowen of Marginal Revolution has a post talking about how to measure AI progress. He points out that focused applications can...

You can’t always price right

Weak risk selection forces carriers to be pricing prophets. P&C Specialist reports on the amazing range of personal auto loss ratios being...

There are six critical points where excess insurance risk can be mitigated – but you must focus on them all

Across the insurance policy cycle there are six crucial points where having a clear insight into the truthfulness and intentions of customers...

The digital market is here, you need digital armor to compete

JD Power recently reported some surprising news: 47% of all auto policies are now transacted digitally, with another 17% through call centers...

Bundling isn’t a strategy

P&C specialist reports that Personal Lines carriers are increasingly turning to product bundling strategies to defend their market share and margins. Bundling...

Tariffs are just one more uncertainty that insurers need to manage. But far from the biggest.

The insurance industry is once again in a race against rising costs. The on again, off again trade posturing across the globe...