# Caught between the Devil and the Deep Blue Sea

P&C Specialist has an important article about how State Farm is intensifying its aggressive auto insurance pricing strategy which has lost tens [...]  
December 5, 2025

# When the workplace has no walls: Risk management must address the remote revolution

It’s getting harder to tell where work ends and risk begins. A recent article from PropertyCasualty360 outlines how the post-COVID work environment [...]  
November 21, 2025

# State Farm finally turns the corner but faces a long-term problem

P&C Specialist highlights State Farm’s recent return to profitability, marking a positive shift during an exceptionally strong year for the industry. However, [...]  
November 19, 2025

# The Accident Date Switcheroo

Much of the excess personal auto losses that carriers incur involved manipulations after the policy is bound. One such ‘cheat’ is when [...]  
Solved!  
November 18, 2025

# Where’s Progressive?

P&C Specialist recently published a list of the most sued insurance companies in the United States. Several State Farm units lead the [...]  
November 7, 2025

# Three AI Mistakes We See Insurance Carriers Making

Insurance carriers typically make three mistakes when implementing AI.  
October 31, 2025

# Fast Isn’t Always Smart: Why high speed Claims Tech puts the cart before the horse

Every few years, insurance circles back to the same promise like it’s breaking news: “Faster claims. Faster payments. Happier customers.” And every few [...]  
October 31, 2025

# Why is personal lines underwriting so technologically backward?

Why is there so little personal lines insurance carrier investment in underwriting automation? After all, matching risk to rate is the fundamental [...]  
July 18, 2025

# You can’t always price right

Weak risk selection forces carriers to be pricing prophets. P&C Specialist reports on the amazing range of personal auto loss ratios being [...]  
July 9, 2025

# The storm exposes the risk. But are you ready for it?

Another catastrophe, another headline. This time, California is investigating State Farm’s handling of wildfire claims – scrutinizing delays, denials, and service breakdowns [...]  
June 27, 2025

# Auto insurance risks are changing rapidly; to survive, carriers must get far better at picking risks

In nature, the ones that survive aren’t the biggest or strongest. They’re the ones that adapt the fastest. And in an accelerating [...]  
June 27, 2025

# The digital market is here, you need digital armor to compete

JD Power recently reported some surprising news: 47% of all auto policies are now transacted digitally, with another 17% through call centers. [...]  
June 13, 2025