Caught between the Devil and the Deep Blue Sea

P&C Specialist has an important article about how State Farm is intensifying its aggressive auto insurance pricing strategy which has lost tens [...]
December 5, 2025

When the workplace has no walls: Risk management must address the remote revolution

It’s getting harder to tell where work ends and risk begins. A recent article from PropertyCasualty360 outlines how the post-COVID work environment [...]
November 21, 2025

State Farm finally turns the corner but faces a long-term problem

P&C Specialist highlights State Farm’s recent return to profitability, marking a positive shift during an exceptionally strong year for the industry. However, [...]
November 19, 2025

The Accident Date Switcheroo

Much of the excess personal auto losses that carriers incur involved manipulations after the policy is bound. One such ‘cheat’ is when [...]
Solved!
November 18, 2025

Where’s Progressive?

P&C Specialist recently published a list of the most sued insurance companies in the United States. Several State Farm units lead the [...]
November 7, 2025

Three AI Mistakes We See Insurance Carriers Making

Insurance carriers typically make three mistakes when implementing AI.
October 31, 2025

Fast Isn’t Always Smart: Why high speed Claims Tech puts the cart before the horse

Every few years, insurance circles back to the same promise like it’s breaking news: “Faster claims. Faster payments. Happier customers.” And every few [...]
October 31, 2025

Why is personal lines underwriting so technologically backward?

Why is there so little personal lines insurance carrier investment in underwriting automation? After all, matching risk to rate is the fundamental [...]
July 18, 2025

You can’t always price right

Weak risk selection forces carriers to be pricing prophets. P&C Specialist reports on the amazing range of personal auto loss ratios being [...]
July 9, 2025

The storm exposes the risk. But are you ready for it?

Another catastrophe, another headline. This time, California is investigating State Farm’s handling of wildfire claims – scrutinizing delays, denials, and service breakdowns [...]
June 27, 2025

Auto insurance risks are changing rapidly; to survive, carriers must get far better at picking risks

In nature, the ones that survive aren’t the biggest or strongest. They’re the ones that adapt the fastest. And in an accelerating [...]
June 27, 2025

The digital market is here, you need digital armor to compete

JD Power recently reported some surprising news: 47% of all auto policies are now transacted digitally, with another 17% through call centers. [...]
June 13, 2025