# Caught between the Devil and the Deep Blue Sea

P&C Specialist has an important article about how State Farm is intensifying its aggressive auto insurance pricing strategy which has lost tens […]

**Date:** December 5, 2025

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# When the workplace has no walls: Risk management must address the remote revolution

It’s getting harder to tell where work ends and risk begins. A recent article from PropertyCasualty360 outlines how the post-COVID work environment […]

**Date:** November 21, 2025

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# State Farm finally turns the corner but faces a long-term problem

P&C Specialist highlights State Farm’s recent return to profitability, marking a positive shift during an exceptionally strong year for the industry. However, […]

**Date:** November 19, 2025

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# The Accident Date Switcheroo

Much of the excess personal auto losses that carriers incur involved manipulations after the policy is bound. One such ‘cheat’ is when […]

**Date:** November 18, 2025

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# Where’s Progressive?

P&C Specialist recently published a list of the most sued insurance companies in the United States. Several State Farm units lead the […]

**Date:** November 7, 2025

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# Three AI Mistakes We See Insurance Carriers Making

Insurance carriers typically make three mistakes when implementing AI.

**Date:** October 31, 2025

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# Fast Isn’t Always Smart: Why high speed Claims Tech puts the cart before the horse

Every few years, insurance circles back to the same promise like it’s breaking news: “Faster claims. Faster payments. Happier customers.” And every few […]

**Date:** October 31, 2025

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# How to think about AI progress

Tyler Cowen of Marginal Revolution has a post talking about how to measure AI progress. He points out that focused applications can […]

**Date:** September 12, 2025

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# Why is personal lines underwriting so technologically backward?

Why is there so little personal lines insurance carrier investment in underwriting automation? After all, matching risk to rate is the fundamental […]

**Date:** July 18, 2025

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# Hidden Pre-existing Damage

Some customers only purchase ‘Comprehensive and Collision’ Insurance when they have damage that they want repaired. This ‘pre-existing damage’ fraud is a […]

**Date:** July 18, 2025

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# Garaging Fraud

“Garaging Fraud” is where a policyholder claims to garage their car in a low risk area to reduce their premium. An example […]

**Date:** July 18, 2025

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# Ghost Broker Fraud

A ‘Ghost Broker’ is an unauthorized person who helps drivers get legally required auto proof of insurance for a fee. Typically, the […]

**Date:** July 18, 2025