Caught between the Devil and the Deep Blue Sea
P&C Specialist has an important article about how State Farm is intensifying its aggressive auto insurance pricing strategy which has lost tens […]
Date: December 5, 2025
When the workplace has no walls: Risk management must address the remote revolution
It’s getting harder to tell where work ends and risk begins. A recent article from PropertyCasualty360 outlines how the post-COVID work environment […]
Date: November 21, 2025
State Farm finally turns the corner but faces a long-term problem
P&C Specialist highlights State Farm’s recent return to profitability, marking a positive shift during an exceptionally strong year for the industry. However, […]
Date: November 19, 2025
The Accident Date Switcheroo
Much of the excess personal auto losses that carriers incur involved manipulations after the policy is bound. One such ‘cheat’ is when […]
Date: November 18, 2025
Where’s Progressive?
P&C Specialist recently published a list of the most sued insurance companies in the United States. Several State Farm units lead the […]
Date: November 7, 2025
Three AI Mistakes We See Insurance Carriers Making
Insurance carriers typically make three mistakes when implementing AI.
Date: October 31, 2025
Fast Isn’t Always Smart: Why high speed Claims Tech puts the cart before the horse
Every few years, insurance circles back to the same promise like it’s breaking news: “Faster claims. Faster payments. Happier customers.” And every few […]
Date: October 31, 2025
How to think about AI progress
Tyler Cowen of Marginal Revolution has a post talking about how to measure AI progress. He points out that focused applications can […]
Date: September 12, 2025
Why is personal lines underwriting so technologically backward?
Why is there so little personal lines insurance carrier investment in underwriting automation? After all, matching risk to rate is the fundamental […]
Date: July 18, 2025
Hidden Pre-existing Damage
Some customers only purchase ‘Comprehensive and Collision’ Insurance when they have damage that they want repaired. This ‘pre-existing damage’ fraud is a […]
Date: July 18, 2025
Garaging Fraud
“Garaging Fraud” is where a policyholder claims to garage their car in a low risk area to reduce their premium. An example […]
Date: July 18, 2025
Ghost Broker Fraud
A ‘Ghost Broker’ is an unauthorized person who helps drivers get legally required auto proof of insurance for a fee. Typically, the […]
Date: July 18, 2025